Click on the pic above to hear an opinion without an agenda, don't let fund companies scare you into churning your account or not using your money. 

Contact me for fee only financial planning in Saskatchewan . Kathy Waite  

Daily I work with clients to "disaster proof" their lives. For you youngsters we make sure that life can go on as normally as possible for your family if you are no longer here and for the empty nesters that everyone knows where everything is and what to do " just in case" .

It all seems pretty theoretical but time to time I come across someone who didn't do it and the worst happened and they regret it . 

Read Crystals story by clicking on the picture below , she was away on a conference, her husband age 33 was home with the kids and died in his sleep . She says   "My husband didn’t have life insurance, which was a bad call on our part (if you don’t have life insurance, get it now) and the burden placed on us with final expenses & moving expenses has been tremendous, which just added stress onto our already broken hearts. "

Lets keep Crystal and the kids in our thoughts and make sure it doesn't end this way for any one we love 


Kathy Waite fee only financial planning in Regina, Saskatchewan 

Just retire! 

in case you need an excuse click on the happy couple in the picture to read the research that confirms you are likely to feel happier and healthier as soon as you retire